After a long and storied career in sports broadcasting — including a 12-year stint as the radio play-by-play announcer for the San Antonio Spurs during their first world championship —Jay decided it was time for a change. But a career like that can be a tough act to follow. So instead of a career, Howard found a calling.
He found that his drive to do something important and challenging, with a positive impact on the community, could be channeled in a new way: helping people ensure their family’s financial futures.
So in 2005, Jay became a financial advisor. In 2013, he opened MHD Financial with his fellow partners, realizing the vision the four had formed over countless discussions: to build a firm that cares about its clients’ success more than anybody else, avoiding transactional relationships. In his practice, Jay eases client anxieties and provides them with important financial knowledge, guided by his straightforward philosophy: just do the right thing.
Jay earned his Financial Services Specialist (FSS) and Certified Long-Term Care (CLTC) designations, convinced through personal experience that long-term care should be a part of every family’s financial plan. He’s a member of the National Association of Insurance and Financial Advisors (NAIFA), Million Dollar Round Table (MDRT), and has a Bachelor of Arts in Radio, TV & Film from Wichita State University.
Jay began his broadcasting career in 1977 while still in college, and by 1979 had already picked up a Missouri Sportscaster of the Year award for his work in Jefferson City, beating out veteran sportscasters in larger markets. In 1981, he joined the Enterprise Radio Network, where he hosted the first nationwide radio sports talk show, pioneering the use of satellite. From there, he moved onto play-by-play announcing for pro and college football, baseball and hockey.
But for most people in San Antonio, Jay is best remembered as the “Voice of the Spurs,” broadcasting 1,133 consecutive games from 1989 to 2001, punctuating every three-pointer with his signature call: “Bang!” The Associated Press recognized his play-by-play work with five Best Play-by-Play in Texas awards — again, edging out sportscasters in larger markets. His influential post-game radio show received numerous accolades as well.
Many San Antonio civic and business leaders credit Jay as one of the driving forces behind the building of the Alamodome, home to the San Antonio Spurs from 1993-2003. The stadium allowed the city to attract the annual Alamo Bowl and the NCAA Men’s Final Four, among other high-profile sporting events. Later, Jay introduced a proposal to bring together the annual San Antonio Stock Show & Rodeo with the Spurs under a single roof in a new, multipurpose arena. The effort led to the building of San Antonio’s AT&T Center, completed in 2002.
Howard continues to do play-by-play on occasion for the University of Texas at San Antonio (UTSA) Roadrunners basketball and football coverage on radio and TV. He’s played an instrumental role in numerous San Antonio youth sports organizations. He’s married to his wife, Debbie, has two adult daughters, Andrea and Carly, and three grandsons, Julian, Oliver and Milo.
In his spare time, Jay enjoys photography and American history. He’s also a foodie, with a penchant for local indigenous dining. He is an avid non-golfer.
Please be advised that Jay Howard is an investment adviser representative of Sequent Planning LLC, a Registered Investment Adviser.
The self-described kid who takes apart toys and puts them back together, Logan grew up with a knack for getting to the bottom of things – a quality that’s served him well as a Partner at MHD Financial. Growing up in Fredericksburg, a small German community an hour north of San Antonio, the principles of hard work and integrity were instilled in Logan at an early age by his parents and grandparents – all of whom started and ran successful small businesses.
After graduating Magna Cum Laude from Texas State University with a Bachelor of Business Administration in 2004, he joined a local San Antonio financial advisory firm. In 2013, Logan followed in the footsteps of his parents, grandparents and great-grandparents, when he opened MHD Financial with his fellow partners. For Logan, this was the realization of a goal many years in the making – to build a consultative financial life planning practice that places the clients’ interests first.
Knowing that good financial decisions are not made in a vacuum, Logan takes a holistic approach when building comprehensive financial plans for his clients. Combining his extreme attention to detail, with a big-picture emphasis on following the plan, Logan enjoys fostering long-term relationships with his clients to help them achieve the financial goals.
From August of 2014 to May of 2015, Logan attended the CFP® Certification Education Program at Rice University. After graduating, Logan sat for and passed the CERTIFIED FINANCIAL PLANNER™ Board of Standards exam. As a CERTIFIED FINANCIAL PLANNER™, Logan is uniquely qualified to help his clients pull all their finances together, solve financial problems, and make a plan to achieve their financial goals. He also holds the Certified Long-Term Care (CLTC) and Financial Services Specialist (FSS) designations.
Logan is a member of the Financial Services Institute (FSI), the Million Dollar Round Table (MDRT), and the Financial Planning Association (FPA). He is also a member of the National Association of Insurance and Financial Advisors (NAIFA), where he has served in several leadership posts on the Board and with the Young Advisors Team of San Antonio.
Logan regularly returns to the peace and quiet of his family’s ranch, where he enjoys hunting, working the land with his parents, and spending time with his family. Logan and his wife, Lerrin, live in New Braunfels with their three young sons, Owen, Hayes & Briggs, and their Rhodesian Ridgeback named Remy.
Please be advised that Logan Dietel is an investment adviser representative of Sequent Planning LLC, a Registered Investment Adviser.
Clients approaching retirement often wrestle with anxiety over more than just their finances. Jeremy’s strength in helping them through this transition, and his fundamentally conservative approach to financial planning, provide the support they need at a pivotal time.
His strengths in retirement income planning and investment management developed in the throes of a crisis – the 2008 market crisis, when he arrived at his old firm one morning to behold bigger red numbers than he’d ever thought possible. During that time, he came to understand the true importance of financial advisory work, as well as how much he enjoyed serving as a trusted confidante to his clients. Just a year into his own professional career, he discovered a common bond with clients nearing the end of their working years. He found he was able to help them make the paradigm shift to retirement both financially and personally. The experience heavily influences his approach to financial planning today, which is based on complete financial plans designed to deal with any market environment.
Jeremy enjoyed a busy college career at the University of Arizona at Tucson, where he juggled studies, fraternity life and a successful online business. Upon his graduation in 2007 with a Bachelor of Science in Political Science, Jeremy originally considered several career options, but he points to time spent with his college roommates — all business majors obsessed with the stock market — as the driver behind his eventual decision to join his father, Ben A. Mandel, at a San Antonio advisor firm.
In 2013, Jeremy and Ben opened MHD Financial with the firm’s other two partners. Today, Jeremy is a member of the Financial Services Institute, the National Association of Insurance and Financial Advisors (NAIFA), and a 2015 Top of the Table Member of MDRT. He’s active in the Alpha Epsilon Pi and University of Arizona Alumni Associations both locally and nationally, and sits on the Board of Trustees at Temple Beth El. He’s a diehard San Antonio Spurs and Arizona Wildcats fan, travelling to games with his wife, Lauren, and their daughter named Maggie.
Please be advised that Jeremy Mandel is an investment adviser representative of Sequent Planning LLC, a Registered Investment Adviser.
“Success is having the time and money to spend doing what you enjoy.”
If MHD Financial were a football telecast, Ben describes himself as the “color,” yielding to the rest of the firm for the play by play. A veteran financial advisor, Ben now focuses on what he enjoys the most: forging strong relationships with clients, using a “consultative counseling” approach to soothe nerves and ease fears. He also provides strategic assistance to the partners as needed.
Ben’s career began in real estate construction & development, running his family’s firm for 12 years before launching his own company. He quickly realized the change of scenery didn’t help – he needed to make a more fundamental adjustment. After a fortuitous conversation with a trusted friend and client, he transitioned to financial services in 1996 and never looked back.
Over the next 17 years, Ben became a respected financial advisor in San Antonio, developing strengths in estate planning and business transition planning as he built up a substantial book of business. He is also a 2015 Top of the Table Member of MDRT. The philosophy he carries to MHD Financial is simple: “if you do things in the right way for the right reasons, everything turns out right.”
Ben is an active practitioner of Ashtanga yoga, a very structured and athletic style that has played a vital role in an overall health transformation in recent years. He is an active supporter of Yoga Day, a San Antonio nonprofit providing free group classes to underserved groups, including seniors, those battling serious illnesses, and homeless and battered women’s shelters.
Ben studied business at the University of Texas at Austin. He has three adult children including his son, MHD Financial partner Jeremy D. Mandel.
Bobbie helped open MHD Financial in 2013 and serves as the firm’s office manager. She holds Series 6, 7 & 63 securities licenses as well as her Texas general lines insurance license for Life, Accident & Health.
Raised in a family that worked hard but was unable to fully retire, Bobbie describes her greatest pleasure as being able to help clients retire without fear. She also finds satisfaction in helping clients through stressful situations when others can’t or don’t know how.
Bobbie’s broad financial services career began in 1997 at Citibank, where she developed a specialty in advisor support and affluent client services. Since that time, she has worked for investment managers Janus Funds and Invesco/AIM, as well as a number of independent advisory firms. After a brief detour as an early childhood educator in the early 2000s, Bobbie returned to financial services as a client services advisor for The 401(k) Company in Austin, a third-party 401(k) administrator servicing more than 100 different companies’ plans.
Outside of work, Bobbie and her husband, Mike, enjoy boxing classes at The Club K.O., spending time with friends at Medina Lake, and “river rafting” with their niece and nephew on Xbox 360 Kinect. They’re proud parents of Barsky, a 200+ pound Daniff (Great Dane/English Mastiff mix). Barsky has started joining them on camping trips.
Please be advised that presently Bobbie Blouin is a supervised person of Sequent Planning, LLC, a Registered Investment Adviser.
Since emigrating to the U.S. from her hometown of Managua, Nicaragua in 2004, Blanca has blossomed into an MBA graduate student at the University of Texas at San Antonio, and a full-time administrative and marketing assistant supporting the MHD Financial team.
At MHD Financial, Blanca’s friendly demeanor sets clients at ease, and her extreme attention to detail is critical in ensuring accurate work flow between MHD Financial and carriers. A Business Management major and International Concentration Management minor, Blanca enjoys gaining real world experience of classroom topics while in the office.
Outside of school and work, Blanca is an avid nature lover who enjoys exploring new experiences with family and friends. Blanca enjoys traveling, and she’s also a fan of horror movies, naming The Conjuring film series as her all-time scariest films.
Blanca plans to receive her Master of Business Administration with a marketing concentration in 2019.
Please be advised that presently Blanca Sandoval is a supervised person of Sequent Planning, LLC, a Registered Investment Adviser.